Choosing the Best Cash Back Credit Card

Choosing a credit card greatly affects spending potential. Cashback is the best benefit you can enjoy by using a credit card. Cashback credit cards are very popular as they reduce annual maintenance. Many banks provide cashback credit cards with lifetime benefits. In this article, you can see the list of cashback credit cards in India. You can choose anyone based on your spending pattern.

Standard Chartered Manhattan Credit Card

The Manhattan bank provides 5% cashback on every grocery purchase. If the cardholders spend 90% of the credit card, the banks offer special rewards. The annual fee for this credit card is Rs 999. Many salaried people prefer the standard chartered credit card. The Manhattan bank is providing lifetime free credit cards to the customers.

HDFC Bharat Credit Card

This card gives cashback for various payments such as fuel, EMI, and PayZapp transactions. Further, there is 5% cashback available for ticket bookings, bill payments, and grocery shopping. The bank does not claim any fee for lost credit cards.

Kotak Platinum Credit Card

The Kotak platinum card is suitable for many people. The bank mainly offers cashback for dining and movie payments. 10% cashback is available for users who spend Rs 10000 for movies and entertainment.

Citibank Cashback Credit Card

The Citibank credit card provides 5% cashback on movie, utility, and telephone bill payment. Cashback of Rs 100 is available for each bill payment. If you use the online Citibank app for utility payment, then you can easily receive the cashback. This card is also very useful for customers who spend Rs 2000 every month for movies and bill payments. If the cashback reaches Rs 500, then it will become a statement credit.

ICICI Credit Card

The ICICI credit card is suitable for Amazon shoppers. The card gives you 5% cashback on every Amazon purchase. There is also cashback available for the certain amount spent on every month. However, the cashback will credit to your amazon pay balance. The cardholder must spend at least Rs 3000 every month to enjoy cash backs.

Yes Prosperity Credit Card

The yes prosperity bank provides 5% cashback on the movie, grocery, and bill payment. 500 is the minimum payment amount to receive various cashback offers. The yes bank offers credit rewards that are similar to CitiBank.

American Express Membership Credit Card

This Amex credit card provides rewards for cardholders who add money to online wallets such as Paytm, Amazon Pay, and Freecharge. For every transaction done in the first month, the user will get 1000 rupees as a membership bonus. Also, the bank provides the user with the option to redeem the reward points for statement credit from the gold collection. For 24000 reward points, the statement credit is 10000 rupees, and for 1800 points, the statement credit is rupees 7500. 

Conclusion

All the above-mentioned banks provide excellent cash back credit cards in India. Some of them may give you more cashback offers and rewards. Therefore, choose a cashback credit card that offers you great benefits.

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